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Stressed about Money? Focus on this…

As the new year starts. many of us are looking at holiday bills and worrying about money. Anxiety and stress about money can cause anxiety attacks, sleepless nights and depression.

As the new year starts. many of us are looking at holiday bills and worrying about money.  Anxiety and stress about money can cause anxiety attacks, sleepless nights and depression.

Stressed about Money?So what’s the solution?

Focus on gratitude!
The next time you start feeling poor or experiencing lack, pull out paper and pen or use your cellphone and make a list of everything in your life that you are grateful for.  Include the fact that you have access to clean water, clothing, shelter, food, friends, healthcare, etc.  Those are all luxuries to a large portion of the world.

You will notice that as you do this, your stress abates.  It may even disappear.

There’s a simple reason for this. What you focus on manifests, and when you focus on lack or scarcity, yu create more of that.  But when you focus on abundance and gratitude, you attract in more to be grateful for.

And if you’ve done this exercise several times and are still super-stressed, go volunteer at a soup kitchen, or work with the homeless.  Your perspective will change, I guarantee it.

 

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©2017, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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Are You Losing Customers?

Are you so successful that you can afford to lose good, long-term customers?  Most of us want to retain customers and continue to provide value for them.  But  inflexible policies and procedures can cost you business.

dreamstime_s_43391176Let me share a story.  I recently moved from Florida to California.  I notified my banks, the IRS, my credit card companies, etc.   All transferred me over to the new address except one- a gas company.  I had been their customer for 26 years. That’s a long time. I typically spent $4000 a year with them, including some $500 moving across country

And they would not allow me to change my address.  I called and they said I needed to provide proof of the move in writing,  Which I did- to no avail.  They continued to send bills to the old address, where anyone could see my credit card number and use it. (Most companies no longer put account numbers on bills for this very reason.)  They were not concerned about that kind of fraud; I was.

They refused to accept the proof I sent them. They wanted something from the Secretary of State of California. They were absolutely rigid and unyielding. And so I cancelled my card.  They lost a 26 year customer over a policy.

It’s the exact opposite of how a customer-focused organization like the Ritz Carlton operates.  As I understand it, every employee is empowered to fix a customer problem up to $200.  Above that, they can go higher and seek assistance for the guest. How leaders communicate policies and empower employees is a core part of executive presence and trust-building communication, especially in customer-facing organizations.

That’s how you keep long-term customers.  Think about your policies and the way you do business.  Could some added flexibility enhance relationships?

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©2016, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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Energy Drains Create Stress; Try This Instead

Stressed woman pulling her hair
Are you out of energy and stressed?

All of us are subject to various energy drains from time to time. Review the list below to determine which eare sapping your vitality and positive outlook. The good news is you can change your behavior and your actions to support yourself and your energy.

Negative people. You are the result of the 5 people you spend the most time with. They impact your energy levels. Avoid complainers, Debbie Downers and bad news mongers.

Incompletions. Projects you have left 1/2 finished, books half read, newspapers and magazines opened but not finished. All of those are sapping your energy. Here’s what to do about it: http://firedupnow.com/could-your-incompletions-be-stressing-you-out/

Lack of sleep. You need 7 hours a night or you are at a cognitive disadvantage.

Sugar Check the research out yourself- sugar is terrible for you and contributes to cancer, diabetes, weight gain and so much more. That candy bar you eat at 2:00 will crash you at 3:00. Avoid it and boost your energy.

Dehydration– 40% of North Americans are dehydrated. Drink 10-12 glasses
of pure water a day, more if you drink soda, coffee or tea. A 5% drop in hydration means a 25% drop in energy.

Sitting and lethargy Many people are now sitting for over 9 hours a day.
(Which is why I am writing this from my stand up desk!) Get up every hour and move around, Get exercise every day. Walk frequently, take the stairs.
For more on sitting, go here: http://firedupnow.com/why-sitting-is-so-bad-for-you/

You make the choices as to who to spend time with, what to put in your body and how much to move. You can be energetic and Fired Up! starting now.

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©2016, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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Is Lack of Boundaries Stressing You Out?

Why High Performers Burn Out Without Limits

Stress Express; Family Fighting Mary’s mother demanded enormous amounts of her time, even though she was healthy and independent. Instead of declining the constant requests, Mary said yes. Again and again. She ignored her work. Neglected her health. Strained her marriage. Eventually, her body intervened. She became ill and could not work. Mary did not have a time problem. She had a boundary problem. This pattern is common among high-achieving professionals. With demanding careers, family responsibilities, volunteer work, and aging parents, many leaders operate at full capacity with no margin. Stress is not always caused by workload. Often it is caused by unprotected energy. Boundaries are not selfish. They are structural safeguards for sustainable leadership.

Why Boundaries Matter for Performance

When you consistently override your limits:
  • Stress hormones remain elevated
  • Sleep quality declines
  • Decision-making deteriorates
  • Resentment quietly builds
Without boundaries, burnout is not a possibility. It is a timeline. Sustainable leadership requires intentional limits.

How to Set Healthier Boundaries

1. Value your time before you commit it.

Before saying yes, ask:
  • Do I genuinely want to do this?
  • Am I capable of doing this well?
  • Is this the highest and best use of my time?
  • What will I have to sacrifice to accept this?
  • What happens if I decline?
  • Will this increase my stress beyond sustainable levels?
Pause before responding. Space creates clarity.

2. Learn to say no without apology.

A simple response works: “I appreciate you thinking of me. I want to give my best effort, and right now I’m at capacity. May I suggest someone else who could help?” Clear. Professional. Calm.

3. Protect recovery time.

Downtime is not indulgence. It is neurological maintenance. Sleep, quiet reflection, creative play, exercise, and mental detachment restore cognitive function and emotional regulation. If you feel constantly depleted, explore practical strategies to prevent burnout before it escalates at Prevent Burnout. You can also strengthen long-term clarity through the Leadership Resilience System and practical stress management strategies. Boundaries are not about pushing people away. They are about protecting the energy required to lead well. ©2026, 2016, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

Reduce Stress with the 5 minute Rule

Clock from Stress ExpressAs I speak around the country to CEO’s, leaders and managers, I am often asked what quick things can be done to reduce stress.  One of my favorites is the 5 minute rule.

As you look around your workspace, what could you handle in 5 minutes or less?  Could you clean off your desk, write an important thank you note, file essential papers, wash out a coffee cup?  Any of those things would give you an immediate sense of completion.

The brain craves completion.  Whenever you have thought and you don’t take action in it, you have incompletion.  This drives parts of your brain crazy.  If your whole office is a mass of piles and incompletions, you will never want to go in there.  If you wake up at night thinking of all the things you did not do, this could be the reason.

Solution:  whenever you have a thought and you can take action on it in 5 minutes or less, do it.  You’ll reduce your stress and be far more productive.

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©2016, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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Protect Your Family’s Health with this Beverage

immune drinkIt’s cold and flu season in the US, and having had pneumonia myself over the past few years, I wanted a powerful immune system builder.  After much reading, I’ve come up with a hot drink that I love and that actually boosts my immunity. Taking action towards overcoming the challenges of stress and overwhelm through personal resilience is key.

 

Here’s what it takes:
1 full cup pure boiled water
1 teaspoon organic coconut oil
1 capsule turmeric
2 tablespoons lemon juice
1 tablespoon honey
a sprinkle of cayenne pepper
a sprinkle of fresh ground regular pepper
2 droppers full of ginger extract

Let all the ingredients sit in the hot water and stir.  You may want to add additional honey or stevia for sweetness.  Some people prefer to put this in plain almond milk, too.  It works great and here’s why.

Honey is a natural antibacterial agent. I take a spoonful if I ever begin to think I am getting sick. http://www.medicaldaily.com/liquid-gold-7-health-benefits-honey-could-heal-your-whole-body-325932
Lemon in water clears your liver and cuts mucus. It’s rich in Vitamin C. http://www.care2.com/greenliving/13-healing-powers-of-lemons.html
Turmeric has a host of anti-inflammatory qualities and is activated best in hot water with fresh ground pepper. http://www.mindbodygreen.com/0-6873/25-Reasons-Why-Turmeric-Can-Heal-You.html
Coconut oil is great for you. I use it as a moisturizer and healing agent. It contains lauric acid, which kills bacteria. http://www.youngandraw.com/42-healing-ways-to-use-coconut-oil

Try this with your family and see what a difference it makes.  Always consult your doctor for medical issues.

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©2016, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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It’s National Hug Day!

happy hugStart Hugging Now: Celebrate National Hug Day

Hugging is an essential key to health and well-being.

“We need 4 hugs a day for survival.
We need 8 hugs a day for maintenance.
We need 12 hugs a day for growth.” Virginia Satir

We all need to be touched.  Babies who are not held and touched die. Since it’s national hug day, I thought I would share a few benefits of hugging:

• it lowers stress levels
• it improves sleep
• it strengthens internal body systems like digestive tracks
• it boost seratonin, the feel-good hormone
• it builds trust
• it promoted feelings of well-being and safety

Nick Ortner has a new book on hugs for children that you may want to check out: www.barkleythebear.com/hugs

So spend some time today hugging others and see what magic results!

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©2015, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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See Yourself Succeeding with a Dream Collage!

Dream Collage Examples for Students, Adults, and Leaders

See Yourself Succeeding with a Dream Collage. Business success Dream Collage

In a world of constant distraction and pressure, visualization remains one of the simplest and most effective ways to regain focus, direction, and momentum. A dream collage, sometimes called a vision board, is more than a craft project. It is a visual blueprint for the life you want to build.

I created my first dream collage in 1989. Within two years, every major goal on that board had become reality. That experience convinced me this tool works when used intentionally.

For leaders and high achievers, visualization is often the first step in building clarity and long-term resilience. If you want to understand how vision connects to sustained performance under pressure, explore our Leadership Resilience Hub.

What Is a Dream Collage?

A dream collage is a visual representation of your goals, values, and aspirations. It combines images, words, and symbols that reflect what you want to create in your personal life, career, finances, health, and relationships.

Unlike abstract goal-setting, a dream collage makes your vision visible. What you see repeatedly, you begin to believe. What you believe, you begin to act upon.

Dream Collage Examples

Student Dream Collage

Student Collage Example
  • Images of desired colleges or universities
  • Career paths of interest
  • Inspirational quotes about perseverance
  • Travel destinations
  • A photo at the center

Many teachers assign dream collages in Grade 10 or high school leadership classes. Students often report increased clarity about their future and stronger motivation afterward.

2. Personal Life Dream Collage Example

Personal Collage Example
  • Healthy relationships
  • Fitness and wellness goals
  • Home environment
  • Spiritual growth
  • Financial freedom

3. Professional Dream Collage Example

Professional Collage Example
  • Speaking engagements
  • Business growth milestones
  • Revenue targets
  • Leadership impact
  • Work-life balance

4. Leadership Dream Collage Example

Leadership Collage Example
  • Team culture values
  • Organizational growth goals
  • Community impact
  • Personal development milestones
  • Clear vision statements

Leaders who visualize the future clearly make more deliberate decisions today.

How to Create a Dream Collage That Actually Works

Step 1: Gather Supplies

  • Poster board or foam board
  • Magazines or printed images
  • Scissors
  • Adhesive or spray mount
  • Markers or embellishments

Step 2: Clarify Your Intentions

Before cutting anything out, ask yourself:

  • What do I want my life to look like in three years?
  • Who am I becoming?
  • What values guide me?

Step 3: Choose Images That Evoke Emotion

Select images and words that create energy, not obligation. If it feels heavy, it does not belong.

Step 4: Place Yourself at the Center

Include a photo of yourself in the middle. This is about your life, not someone else's highlight reel.

Step 5: Display It Daily

Put it somewhere visible. Take a photo and keep it on your phone. Review it regularly. Visualization works through repetition.

Why Dream Collages Work

Visualization strengthens neural pathways associated with goals. When your brain sees something repeatedly, it begins to treat it as familiar and achievable.

Dream collages also reduce overwhelm. When your long-term vision is clear, daily decisions become easier. This is one reason visualization is foundational to leadership resilience.

If you are feeling stuck, burned out, or unclear about your next chapter, structured clarity can make the difference between drifting and leading.

Common Mistakes to Avoid

  • Copying someone else's goals
  • Making it too crowded
  • Hiding it away
  • Sharing it with negative people
  • Creating it once and never revisiting it

Classroom or Team Activity Version

Dream collages work exceptionally well in classrooms, corporate retreats, and leadership workshops.

  • Have participants present their board to small groups
  • Ask what one action they will take in the next 30 days
  • Revisit boards quarterly

This simple exercise builds clarity, ownership, and forward momentum.

Ready to Build a Bigger Vision?

Visualization strengthens neural pathways associated with goals. When your brain sees something repeatedly, it begins to treat it as familiar and achievable.

Vision creates direction. Resilience sustains execution. If you are exploring structured development approaches and want to understand how leadership resilience coaching differs from traditional executive coaching, compare the two approaches here.

Creating a dream collage is the first step. Sustaining that vision under pressure is the next.

If you are leading through growth, change, or burnout risk, structured coaching helps align vision with consistent action.

Explore Leadership Resilience Coaching


Now is the time to begin.
If you can see it clearly, you can build it deliberately.

Overwhelmed? How to Regain Focus

Do You Have Cognitive Overload?

“Information overload is a symptom of our desire to not focus on what’s important. It is a choice.” Brian Solis

http://www.dreamstime.com/stock-images-business-woman-cubicle-overworked-stressed-image5934154We receive so much data that we can barely comprehend all that is coming into our minds. Right now, you may be thinking about your next meeting, responding to a text, planning your tweets for the day and answering a call. Whew- no wonder we have information overload. Our brains are overwhelmed with stress with all the distractions.

A recent Stanford study found that those who spend lots of time on social media, surfing the Internet and multi-tasking had poor cognitive skills. They could not distinguish well between what was important and what was trivial. “They are suckers for irrelevancy.” Learning to reduce cognitive overload and restore focus is central to leadership resilience, especially in environments of constant distraction and demand.

How to Regain  Focus:

In his book, Search Inside Yourself. Chade-Meng Tan of Google, shares some keys to regaining cognitive clarity.

Monitor what you read and how you do it– If you find your mind wandering while reading, bring your attention back to what you are doing. Keep practicing this skill.

Use active listening Have someone speak for 3 minutes and you listen, Then repeat back to the person with the preface ” What you said is important. Do you mind if I repeat it back to see if I have it right?” (People LOVE this- they love to be heard.)

A few tips from me:

Do 1 thing at a time. That’s it. One thing and do it well and complete it. Take satisfaction and then move on to the next one thing. Your focus will improve. Multi-tasking is terrible for your brain.

• Go tech free for a day this weekend. Lots of research show the value of this. It’s like rebooting your brain.

• Get quiet and go outside in nature.  Life becomes much simpler away from the office and computer.

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©2015, Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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Stressed? Get More Sleep

The best bridge between despair and hope is a good night’s sleep.
~E. Joseph Cossman

Sleeping Well Can be a Puzzle

Exhausted woman from Stress Express!

Why Sleep Matters for Leaders Under Pressure

That you can put together. Most of us are sleep deprived, which can lead to all sorts of dangers to your health and the health of others (when you drive tired.)

The World Health Organization says less than 7 hours a night may cause cancer and you are likely to carry an extra 20 pounds of weight. With less than 7 hours, you are functioning at a cognitive disadvantage and are 3x more likely to get a cold or flu. Neurobiology of Aging says those who get less than 6 hours of sleep are 4 times more likely to have a stroke. Check out these practical tips to sleep well tonight!

Sleep is not just a health issue. It is a leadership issue. When you are sleep deprived, your ability to think clearly, regulate emotion, and make strategic decisions declines. Leaders who prioritize sleep protect their clarity, their judgment, and their teams from reactive mistakes.

How to Get a Good Night’s Sleep

Turn off all computers, cellphones and screens an hour before bed. Stop looking at them. The blue light from these devices interferes with your body’s ability to relax and keeps you hyper. Be sure your alarm clock is red light. Lower the temperature in the room and make sure it is cool and dark.

No electronics in your bedroom. Your bedroom is for sleeping and making love. That’s it.

Get ready for bed an hour before you go to sleep. Actually get in bed 30 minutes before you want to sleep and read something uplifting on paper. (Not an electronic reader.) Reading helps relax you.

Take a hot bath with epsom salts before bed. Or get your legs wet up to your knees in warm water.

Try all natural sleep remedies at health food stores. Check with your doctor. I have used these successfully at different times- most are herbs: passion flower, valerian root, holy basil, L’theanine, calcium, magnesium, etc.

Exercise is a great sleep inducer, if you do it several hours before bedtime.

Sleep better and perform better in every area of your life!

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©2026, 2015 Snowden McFall All Rights Reserved. You may share this post and reprint with author reference and copyright.

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